来源:招商银行 小编:朱岳 发布时间:2013年03月06日
内容导读: 随着经济健康持续发展理念的深入人心,转变增长方式和调结构成为当前经济发展重要议题。经济要想成功转型并实现可持续发展,科技创新的力量不容忽视。作为改革开放前沿阵地的深圳金融业,事实上已经走在了转方式调结构的前列。招商银行自2010年以来便携手多方力量,积极培育科技创新企业发展。
China merchants bank, hand in hand to put the foster innovation of science and technology enterprises
As the economic health of sustainable development idea thorough popular feeling, become the transformation of the mode of growth and structure of economic development of important issues. To be successful transition and realize sustainable economic development, science and technology innovation power cannot be ignored. As the forefront of reform and opening-up industry in shenzhen, in fact has been in the top in turn way of restructuring. China merchants bank since 2010 to join hands in strength, vigorously develop scientific and technological innovation enterprise development.
Multi-party support science and technology innovation enterprises hand in hand
"We choose the good growth of small businesses, by PE capital after screening, then the bank gives loans to the enterprise surplus funding gap or help to issue bonds, and provide the IPO and safety value such as advisory services, with pay interest through the department of science and technology, the realization of Banks, PE, the government tripartite mutual help companies to grow." China merchants bank President Mr Ma is introduced. China merchants "thousand eagle wings" plan proposed and implemented in 2010, it is a dedicated to have independent innovation products, technology or the new business model, with good prospects for development of science and technology innovative integrated innovation of the small business financial services program.
"The main way is, PE and government cooperation, to foster small and medium-sized enterprise customers from some angles." LeiCai China merchants bank for small and medium-sized enterprise financial deputy general manager, said in the past two years, China merchants bank, through the cooperation with all parties, the development of small and mid-sized enterprise customers. And across the financial cooperation, on the one hand through the quasi echelon enterprise library listed company financial training, for the customer. Around and, on the other hand, science and technology cooperation association, the venture fund, targeted training. Eventually China merchants bank for innovative small and medium-sized enterprises "thousand eagle wings" plan to carry out.
Thousands of eagle wings power economic transformation
Mr Ma, after three years of development, "thousand eagle wings" obvious achievements have been made in the plans. Now bank has established a cooperative relationship with more than 250 PE institutions, support more than 5300 science and technology innovation provides the small business credit, credit balance of more than 170 billion yuan, help the overseas capital market, more than 150 enterprises in China by the government, enterprises and PE parties universally welcomed. Is in shenzhen area, "thousand eagle wings" science and technology innovative nearly 600 small businesses, provide credit support for more than 80% of customers more than 120 one hundred million yuan; Help more than 20 companies listed on small and medium-sized board and gem, accounted for nearly 70% of two board of listed companies in shenzhen area; And up to morning, deep cooperation between venture capital and so on more than 50 shenzhen local PE, accumulative total to promote 150 projects, nearly 20 "TouDai linkage" business.
"We are now every month to make one or two video link of small and medium-sized enterprises (smes) and PE, to share the video conference system for enterprises, save a lot of links, the efficiency is very high." LeiCai China, China merchants in the process of help PE to invest, professionalism is the enterprise which is formed by the more value. There are products in every branch manager, all of them are experts in emerging industries. Overall, these innovative science and technology enterprises, mainly cultivate, according to the characteristics of its assets is lighter, developed equity, intellectual property rights, accounts receivable, the order of more than 10 kinds of flexible and varied forms of loans, preliminary build up to accord with the characteristics of science and technology innovation enterprise financing bank credit model.
Over the next three years, China merchants bank plan across the country for 2 m innovative small businesses to provide 200 billion yuan special loan growth, among them, the target is 2000 enterprises in shenzhen area, 30 billion yuan loan. "We hope it will emerge a batch of something like Google, cisco, HP, apple of high-tech enterprises." Mr Ma said.
Science and technology financial two-wheel drive to guide economic transition mode
Support the development of science and technology innovative small businesses, need scientific and technological innovation and financial innovation "two-wheel drive". Mr Ma argues that the international experience shows that high-tech enterprises to achieve sustainable development, in addition to continuous innovation to develop new products and technologies, the more inseparable from the strong support of the financial system. In terms of the situation in our country, our country at present each year about more than 30000 major scientific and technological research achievements and more than 5000 patents, which eventually translates into industrial results only 10% to 15%, far lower than Europe and the United States developed countries 60% to 80% of the level conversion, one of the important reasons is insufficient financial support.
Mr Ma said that China's economy to be successful transition and realize sustainable development, must rely on the power of science and technology innovation. And promote the innovation of science and technology, must vigorously support small businesses, especially in science and technology innovative small businesses thrive. The world's innovation practice has proved, the small business is the main force of technological innovation. Also because of this, China successively implemented two transformation in recent years, more and more clearly the developing small business, especially in science and technology innovative small businesses as their strategic positioning.
In addition, Mr Ma said, support the development of science and technology innovative small micro enterprise, only by the efforts of the financial institutions is not enough, also need the social from all walks of life especially government departments actively conducive to innovation activities of system environment and cultural atmosphere. At the present stage the priority is the government should accelerate the reform of administrative examination and approval system, streamlining government examination and approval matters, improve the efficiency of examination and approval, to give enterprises more innovation space.
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